Kenya’s number one homegrown digital SME lender.

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Paybill: 245316

Account Number: Your ID Number

About us

Okolea International Limited is a Fintech company that is revolutionizing financial solutions especially as it pertains to micro, small and medium businesses. In the age of technology, our goal is to leverage on existing and emerging technologies like artificial intelligence, big data and credit scores to power innovative financial solutions and improve the day to day lives of people. We believe helping businesses access funds more easily either in early stages or for expansion can uplift the dignity of the African people and the world at large through ending poverty, increasing household incomes and ushering in new solutions that better the lives of all people.




To be the best and most accessible provider of capital using technology in the continent.


We leverage on the drive and skill of our team and the vision of our leaders to create, test and deploy visionary fin-tech solutions with an aim to positively impact businesses, individuals and society at large.


Small and Medium businesses (SMEs) are the vast majority of companies in the region. Access to traditional funding is still a challenge for many of these SMEs. By combining financial know-how with technology Okolea International is reshaping SME lending, approving loans to more businesses more quickly, and giving them access to funds they need to expand. This is done directly through the Okolea App on Google Playstore and Appstore to the customers Mpesa or bank account.


  • Friendly app user interface.
  • Multiple loans up to three times within your limit.
  • Disbursement to the bank or Mpesa.
  • Loan payment directly from the app
  • Payment through USSD *842#
  • Renewal option if a customer is not able to pay their loan when it falls due
Okolea App

What They’re Saying about Okolea App

Best loan app,very efficient and good in terms of disbursment.Keep up the good work.Wish I could give 10 stars.

Jessica Otieno

Fast and reliable


I love Okolea app it to the moon and back.

Lavender Suzzane

Eeh!!it's app easy,app fast and very very genuine..the part where one pays without exiting to go to mpesa(check off)is a marvel!!very smart app,obviously by very smart fellows..thanks whoever is behind this innovation

Ibrahim Mwanzia

A wonderful application easy to use.

David Tolo

SMES supported by Okolea

    Feel free to contact us


    Phone Number

    +254 742 532281

    Headquarter Office

    1st Floor, Venus Complex, Office No.4111, Nairobi